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NOAA/NWS STORM PREDICTION CENTER REPORTS + U.S. CENSUS DATA

Hail, Wind & Tornado Reports in and near ZIP 32548

Public hail, wind, and tornado reports in and near ZIP 32548 from June 10, 1965 through January 25, 2026, sourced from NOAA/NWS Local Storm Reports and SPC storm report data.

Example: 55401 — search hail, wind and tornado public reports for any U.S. ZIP code 
Hail Reports
11
Wind Reports
51
Tornado Reports
22
Max Hail Size
1.75″
Source  NOAA SPC · NWS Local Storm Reports Coverage  ZIP 32548 · 1965–present Updated  Daily · last Jan 25, 2026

Latest NWS Hail Reports in and near ZIP 32548

11 reports
Free hail report for your home →
1.00″ hail
Apr 11, 2021
9:34 AM UTC
Hail report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Hail Report Description: PICTURES OF QUARTER SIZE HAIL IN THE FT WALTON BEACH AREA.
NWS Hail Report Location: Fort Walton Beach, FL
1.00″ hail
Jan 22, 2017
3:25 PM UTC
Hail report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Hail Report Description: QUARTER SIZED HAIL. PICTURES FROM SOCIAL MEDIA.
NWS Hail Report Location: Fort Walton Beach, FL
0.75″ hail
Jun 12, 2007
6:00 PM CST-6
Hail report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Hail Report Description: Severe thunderstorms produced penny sized hail from Fort Walton Beach to Destin. Some vehicles had their windshields cracked by the hail.
NWS Hail Report Location: N Ft Walton Beach, FL
0.75″ hail
Mar 26, 2005
6:10 PM CST
Hail report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Hail Report Description: No National Weather Service description provided.
NWS Hail Report Location: Ft Walton Beach, FL
1.00″ hail
Jul 15, 2004
2:45 PM CST
Hail report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Hail Report Description: No National Weather Service description provided.
NWS Hail Report Location: Mary Esther, FL
1.75″ hail
Jul 12, 2000
1:20 PM CST
Hail report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Hail Report Description: No National Weather Service description provided.
NWS Hail Report Location: Ft Walton Beach, FL
1.75″ hail
Jul 12, 1999
7:45 PM CST
Hail report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Hail Report Description: Weather spotters reported golfball size hail which did some minor damage to a mailbox.
NWS Hail Report Location: Ft Walton Beach, FL
0.75″ hail
Mar 21, 1989
1:25 PM CST
Hail report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Hail Report Description: No National Weather Service description provided.
NWS Hail Report Location: Not provided, FL
1.75″ hail
Feb 20, 1989
9:09 PM CST
Hail report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Hail Report Description: No National Weather Service description provided.
NWS Hail Report Location: Not provided, FL
1.00″ hail
Mar 13, 1971
8:30 AM CST
Hail report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Hail Report Description: No National Weather Service description provided.
NWS Hail Report Location: Not provided, FL
1.75″ hail
May 23, 1966
3:08 PM CST
Hail report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Hail Report Description: No National Weather Service description provided.
NWS Hail Report Location: Not provided, FL
Showing 11 of 11
Hail Damage Risk for Your Home +

Hail reports describe hail by diameter, often comparing stone size to familiar objects like peas, quarters, golf balls, and softballs. Use this guide as a starting point for possible hail damage to your roof, siding, gutters, vents, windows, and exterior. Actual hail damage depends on hail hardness, density, wind speed, impact angle, roof age, shingle condition, roof pitch, roofing material, installation quality, and prior storm damage.

Pea
0.25″
Low

Usually too small to cause hail damage to most sound asphalt roofs, siding, or gutters.

Mothball
0.50″
Sub-Severe Watch

Below the NWS severe-hail threshold, but not always harmless. Repeated small hail can scuff surfaces, wear aging shingles, and loosen protective granules over time.

Penny
0.75″
Minor / Watch

Below the NWS severe-hail threshold, but roof hail damage is still possible on older, brittle, poorly installed, or previously damaged shingles. May also mark screens, vents, gutters, and soft metal.

Nickel
0.88″
Minor / Watch

Still below the severe-hail threshold, but large enough to leave visible marks on soft metal and add wear to older or hail-weakened roof shingles.

Quarter
1.00″
Watch

The NWS severe-hail threshold. Quarter-size hail can bruise shingles, dent soft metal, and create roof hail damage worth checking.

Half Dollar
1.25″
Watch

More likely to dent gutters, vents, flashing, and siding. Hail damage risk rises quickly on older roofs or hail-weakened shingles.

Ping Pong / Walnut
1.50″
Likely

Hail damage becomes more likely, including bruised shingles, granule loss, dented siding, and damaged roof vents.

Golf Ball
1.75″
Likely

Often causes roof hail damage, cracked shingles, dented gutters, damaged flashing, and siding impacts. A roof inspection is recommended.

Hen Egg
2.00″
Serious

Can crack or puncture shingles, expose mat, dent siding, and cause widespread hail damage across the roof and exterior.

Tennis Ball
2.50″
Serious

Can cause heavy roof hail damage, punctured siding, broken skylights, damaged vents, and widespread exterior damage.

Baseball
2.75″
Major

Major hail damage is likely, including severe roof impacts, damaged siding, broken windows, and possible major roof repairs.

Tea Cup / Large Apple
3.00″
Major

Can cause heavy hail damage across the roof, siding, gutters, windows, and exterior. Significant repairs are often needed.

Softball
4.00″
Extreme

Destructive hail damage. Can severely damage roofing materials, siding, windows, gutters, vents, vehicles, and exterior surfaces.

Grapefruit
4.50″
Extreme

Catastrophic hail damage risk for roofs, windows, vehicles, siding, gutters, and exterior surfaces.

Source: NOAA / National Weather Service hail size references are used for hail-size comparisons and the 1.00″ severe-hail threshold. Damage descriptions are general homeowner guidance, not official NOAA/NWS damage ratings. Sub-severe hail under 1.00″ is below the severe threshold, but that does not mean “no roof damage.” Penny- to nickel-size hail can still contribute to granule loss, cosmetic surface marks, and added wear, especially on older, brittle, poorly installed, or previously damaged roofs.

Latest NWS Wind Reports in and near ZIP 32548

51 reports
Free hail report + wind check →
59 mph
Jan 25, 2026
7:32 PM UTC
Wind report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Wind Report Description: 51 knot wind gust at the WeatherFlow Fort Walton Beach marine observation platform.
NWS Wind Report Location: 3 E Fort Walton Beach, FL
65 mph
May 12, 2021
12:08 PM UTC
Wind report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Wind Report Description: WEATHERFLOW STATION AT OKALOOSA ISLAND FISHING PIER MEASURES THUNDERSTORM WIND GUST TO 65MPH.
NWS Wind Report Location: 3 SE Fort Walton Beach, FL
85 mph
Apr 10, 2021
12:59 PM UTC
Wind report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Wind Report Description: MARINE THUNDERSTORM WIND GUST OF 85 MPH AT THE WEATHERFLOW SITE (XOFP) ON THE OKALOOSA ISLAND FISHING PIER.
NWS Wind Report Location: 3 SE Fort Walton Beach, FL
60 mph
Apr 10, 2021
12:51 PM UTC
Wind report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Wind Report Description: AWOS STATION (KHRT) ON HURLBURT FIELD GUSTED TO 60 MPH.
NWS Wind Report Location: Mary Esther, FL
58 mph
Apr 23, 2020
7:47 PM UTC
Wind report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Wind Report Description: KHRT HURLBURT FIELD MEASURED A 58 MPH THUNDERSTORM WIND GUST.
NWS Wind Report Location: Mary Esther, FL
58 mph
Apr 8, 2019
10:17 AM UTC
Wind report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Wind Report Description: No National Weather Service description provided.
NWS Wind Report Location: Fort Walton Beach, FL
UNK mph
Apr 8, 2019
10:12 AM UTC
Wind report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Wind Report Description: UTILITY LINE DOWN ON FIRST ST AND BROOKS ST. PUBLIC REPORT VIA SOCIAL MEDIA. TIME OF OCCURRENCE FROM RADAR.
NWS Wind Report Location: 2 ESE Fort Walton Beach, FL
UNK mph
Apr 22, 2018
9:20 PM UTC
Wind report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Wind Report Description: DAMAGE TO FENCING... SIGNAGE... A DUMPSTER... AND CARS AT THE CRAB SHACK ON THE WATERFRONT AT FORT WALTON BEACH. PICTURES VIA SOCIAL MEDIA.
NWS Wind Report Location: 1 SSE Fort Walton Beach, FL
UNK mph
Apr 22, 2018
9:17 PM UTC
Wind report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Wind Report Description: ROOFING DAMAGE TO THE CHARLIE HILL TERRACE. OKALOOSA SHERIFF OFFICE REPORTS NUMEROUS DOWNED TREES AND POWERLINES WITH MINOR DAMAGE TO BUILDINGS ACROSS SOUTHERN OKALOOSA COUNTY.
NWS Wind Report Location: Fort Walton Beach, FL
UNK mph
Apr 22, 2018
9:15 PM UTC
Wind report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Wind Report Description: ROOF RIPPED OFF A HOME ON SAILFISH DRIVE WITH SIGNIFICANT DAMAGE TO THE PORCH AND YARD. REPORT VIA OKALOOSA COUNTY SHERIFF DEPT ON SOCIAL MEDIA.
NWS Wind Report Location: 1 S Fort Walton Beach, FL
87 mph
Feb 7, 2017
9:35 PM UTC
Wind report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Wind Report Description: WEATHERFLOW STATION IN OKALOOSA ISLAND FISHING PIER RECORDED A WIND GUST OF 87 MPH.
NWS Wind Report Location: 6 W Destin, FL
60 mph
Nov 18, 2015
7:46 AM CST-6
Wind report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Wind Report Description: Winds estimated at 60 mph downed a large tree and damaged road signs.
NWS Wind Report Location: N Mary Esther, FL
60 mph
Mar 28, 2014
10:10 AM CST-6
Wind report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Wind Report Description: A trained spotter reported a 60 mph estimated gust in Ft. Walton Beach.
NWS Wind Report Location: 1.02 SSE Ocean City, FL
70 mph
Mar 28, 2014
10:00 AM CST-6
Wind report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Wind Report Description: Winds estimated at 70 mph caused the top part of a Wendys sign to falll down. Trees were downed on Mary Esther Library. A portable building was leaning on a car at harborwalk village and top of harborwalk ampitheater fell down.
NWS Wind Report Location: N Mary Esther, FL
81 mph
Mar 28, 2014
9:00 AM CST-6
Wind report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Wind Report Description: Winds estimated at 80 mph caused damage to fences and a utility shed.
NWS Wind Report Location: 1.63 S Ocean City, FL
Showing 15 of 51
Wind Damage Risk for Your Home +

Storm reports list thunderstorm wind gusts in mph. The NWS marks storms as severe at 58+ mph, but wind damage to your home depends on roof age, shingle condition, installation, exposure, nearby trees, and prior hail or wind damage.

Below Severe
Under 58 mph
Minor

Usually little damage to a sound roof, but loose shingles, flashing, or debris may shift.

Severe
58–74 mph
Watch

Can loosen shingles, lift flashing, break limbs, and damage gutters, siding, fences, or trim.

Damaging
75–90 mph
Serious

Can peel shingles, damage vents, tear siding, rip gutters, and expose weak roof areas.

Extreme
90+ mph
Major

Can cause major roof covering loss, tree damage, broken windows, and structural damage.

Source: NOAA / National Weather Service storm reports. Gusts may be measured or estimated; actual wind damage varies by roof condition, exposure, and prior hail or wind damage.

Latest NWS Tornado Reports in and near ZIP 32548

22 reports
UNK category
Oct 30, 2022
5:35 PM UTC
Tornado report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Tornado Report Description: EMERGENCY MANAGER REPORTED A WATERSPOUT CAME ASHORE JUST EAST OF THE OKALOOSA ISLAND FISHING PIER. NUMEROUS EYEWITNESSES AND SOCIAL MEDIA VIDEO SHOWED A LARGE SHED BEING TOSSED AND DESTROYED BEFORE THE TORNADO DISSIPATED SOUTH OF HIGHWAY 98.
NWS Tornado Report Location: 3 SE Fort Walton Beach, FL
UNK category
Apr 23, 2020
7:52 PM UTC
Tornado report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Tornado Report Description: DOWNED TREES... POWER LINES... AND SHINGLE DAMAGE TO HOMES IN THE OCEAN CITY-WRIGHT AREA.
NWS Tornado Report Location: 1 N Mary Esther, FL
UNK category
Apr 22, 2018
9:13 PM UTC
Tornado report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Tornado Report Description: *** 2 INJ *** CORRECTS PREVIOUS TORNADO REPORT FROM 2 S FORT WALTON BEACH. THE EF-1 TORNADO MOVED ASHORE ON OKALOOSA ISLAND AND PRODUCED SIGNIFICANT DAMAGE TO A HOME ON SAILFISH DRIVE. THE TORNADO THEN MOVED ACROSS SANTA ROSA SOUND AND INTO FORT WALTON BEACH... PRODUCING TREE DAMAGE AND BROKEN WINDOWS AT ST MARY CATHOLIC CHURCH AND SCHOOL. ROOF DAMAGE TO SEVERAL UNITS IN AN APARTMENT COMPLEX WAS NOTED. 2 MINOR INJURIES REPORTED. MAXIMUM WINDS ESTIMATED BETWEEN 100-105 MPH. THE TORNADO LIFTED JUST NORTH OF JET DRIVE.
NWS Tornado Report Location: 2 S Fort Walton Beach, FL
UNK category
Apr 22, 2018
9:11 PM UTC
Tornado report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Tornado Report Description: VIDEO OF A WATERSPOUT MOVING ONSHORE ALONG FORT WALTON BEACH.
NWS Tornado Report Location: Fort Walton Beach, FL
F0 category
Sep 28, 1998
9:10 PM CST
Tornado report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Tornado Report Description: A tornado, that spent most of its time just off the ground, skipped across the south part of Okaloosa county and caused minor roof and tree damage. The tornado began near Okaloosa Island and moved across the Sound then across Fort Walton Beach to the golf course, then went back into the cloud as it entered the Eglin Air Force Base reservation. No one was injured. Several people observed the funnel.
NWS Tornado Report Location: Ft Walton Beach, FL
F0 category
Jul 31, 1996
10:30 AM CST
Tornado report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Tornado Report Description: No National Weather Service description provided.
NWS Tornado Report Location: Ft Walton Beach, FL
F0 category
Oct 27, 1995
12:52 PM CST
Tornado report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Tornado Report Description: A tornado briefly touched down near Duke Field which is on Highway 85 between Crestview and Niceville. No damage from the tornado was found.
NWS Tornado Report Location: S Crestview, FL
F0 category
Oct 4, 1995
4:25 PM CST
Tornado report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Tornado Report Description: A tornado briefly touched down as Opal moved ashore causing damage east of the center in the Fort Walton Beach area. Several trees and power lines were blown down.
NWS Tornado Report Location: Fort Walton Beach, FL
F0 category
Oct 3, 1995
1:30 PM CST
Tornado report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Tornado Report Description: A tornado briefly touched down near the Fort Walton Beach medical center. Some trees were blown down.
NWS Tornado Report Location: Fort Walton Beach, FL
F0 category
Aug 3, 1995
8:15 AM CST
Tornado report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Tornado Report Description: A tornado briefly touched down on Hurlburt Field Air Force Base in Mary Esther. Several trees were blown down. The tornado was spawned ahead of Hurricane Erin.
NWS Tornado Report Location: Hurlburt Field, FL
F0 category
Mar 21, 1989
3:20 PM CST
Tornado report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Tornado Report Description: No National Weather Service description provided.
NWS Tornado Report Location: Not provided, FL
F1 category
Oct 28, 1985
5:30 AM CST
Tornado report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Tornado Report Description: No National Weather Service description provided.
NWS Tornado Report Location: Not provided, FL
F1 category
Jun 26, 1980
6:10 AM CST
Tornado report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Tornado Report Description: No National Weather Service description provided.
NWS Tornado Report Location: Not provided, FL
F0 category
Sep 12, 1979
7:40 PM CST
Tornado report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Tornado Report Description: No National Weather Service description provided.
NWS Tornado Report Location: Not provided, FL
F1 category
Dec 25, 1975
12:40 PM CST
Tornado report for ZIP 32548
Okaloosa County · 64,961 Homes in County
Tornado Report Description: No National Weather Service description provided.
NWS Tornado Report Location: Not provided, FL
Showing 15 of 22
Tornado Damage Risk for Your Home +

After a tornado, the National Weather Service assigns an EF rating from EF0 to EF5 based on surveyed damage. The rating estimates wind speed from what the tornado damaged, so actual damage can vary by construction quality, roof age, garage doors, windows, trees, debris, and how close the home was to the tornado path.

EF0
65–85 mph
Light

Can peel shingles, damage gutters or siding, break tree limbs, and toss loose outdoor items.

EF1
86–110 mph
Moderate

Can strip roof covering, damage exterior doors, break windows, snap trees, and cause heavier siding or gutter damage.

EF2
111–135 mph
Serious

Can tear off large sections of roofing, break or uproot trees, destroy weaker structures, and cause major exterior damage.

EF3–EF5
136+ mph
Severe

Can remove roofs and walls, destroy large portions of homes, toss vehicles, and cause severe to total destruction near the path.

Source: NOAA / National Weather Service. EF ratings are assigned after a post-storm damage survey and are based on observed damage, not a direct measurement at every home.

NWS Hail, Wind and Tornado Reports in and near ZIP 32548 on the Interactive Map

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NWS Storm Reports & Census Data

U.S. Census Data · ZIP Code

ZIP 32548 area census snapshot

People & households
Population23,209
Households10,108
Housing units14,040
Income
Median household income$63,857
$100k+ households34.3%
$150k+ households11.2%
Housing stock
Single-family detached6,279
Attached single-family1,021
Small multifamily1,817
Large multifamily4,798
Mobile homes98
Housing mix
Single-family share44.7%
Attached-home share7.3%
Multifamily share47.1%
Mobile-home share0.7%
Ownership & occupancy
Owner-occupied5,794
Renter-occupied4,314
Vacant units3,932
Home value & age
Median home value$291,000
Owner homes $300k+46.6%
Owner homes $500k+16.5%
Owner homes $750k+7.0%
Median year built1979
Older-home share51.2%
Vehicle context
Households with cars9,631
Free hail maps

This snapshot is for local area context only and describes the selected state, county, city, or ZIP area — not a specific home or property. For ZIP-level estimated hail impact, use Free Hail Maps to generate a hail report with key impact details for that ZIP.

Frequently asked questions

for homeowners, buyers & sellers
How many hail, wind, and tornado reports does ZIP 32548 have on record?

Our records show 11 hail, 51 wind, and 22 tornado reports in and near ZIP 32548, compiled from NOAA SPC and NWS Local Storm Reports. The most recent was reported on January 25, 2026.

What is the largest hail ever reported in ZIP 32548?

The largest hail size in these storm-report records in and near ZIP 32548 is 1.75″. It was reported near Ft Walton Beach, FL on July 12, 2000.

A storm report showed up near my home in ZIP 32548 — does that mean my roof is damaged?

Not necessarily. A storm report only means hail, wind, or a tornado was observed nearby; it does not confirm damage at any specific address, and conditions change from block to block. Check an address-level hail report first, and if it looks significant, find a local pro that serves ZIP 32548 and ask about a Remote Hail Inspection before anyone climbs on the roof.

I am buying a home in ZIP 32548 — why should I look at its storm history?

Recent hail or wind can leave a roof or exterior with damage that is easy to miss during a walkthrough, and a recent roof replacement is sometimes an insurance job after a storm. Reviewing the storm history for a ZIP 32548 address before closing helps you ask informed questions about roof age, past repairs, and any prior claims.

I am selling a home in ZIP 32548 — how does this help me?

Knowing the storm history for your address lets you answer buyer questions with confidence, document repairs you have already made, and decide whether a pre-listing roof check is worthwhile. A clear hail history removes a common sticking point during negotiations.

How do I check hail history for a specific ZIP 32548 address?

Use the address search to pull a free address-level hail report for any property in ZIP 32548 — no phone number or email required. It shows recent hail activity for that address so you know whether a closer roof or exterior review makes sense.

Where does this storm report data come from, and what are its limits?

Storm reports on this page are public reports from storm events in and around ZIP 32548, sourced from NOAA SPC and NWS Local Storm Reports. They show where hail, wind, or tornado activity was reported in ZIP 32548, but they do not confirm damage at any specific property. Report locations, sizes, and times may be approximate and can vary from what an individual home experienced. For property-specific hail history, use an address-level hail report or contact a participating local professional for a remote hail inspection. Pros inclusion is not an endorsement, and contacting a professional does not confirm damage at any property.

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