Heads up! Small hail spotted in these regions: Las Cruces, NM • El Paso, TX      ATTENTION! Damaging hail detected. Hail tracking is now active for this region: Champaign, IL      
HailGeeks
NOAA/NWS STORM PREDICTION CENTER REPORTS + U.S. CENSUS DATA

Hail, Wind & Tornado Reports in and near ZIP 32401

Public hail, wind, and tornado reports in and near ZIP 32401 from April 3, 1960 through September 12, 2026, sourced from NOAA/NWS Local Storm Reports and SPC storm report data.

Example: 32401 — search hail, wind and tornado public reports for any U.S. ZIP code 
Hail Reports
8
Wind Reports
50
Tornado Reports
19
Max Hail Size
1.75″
Source  NOAA SPC · NWS Local Storm Reports Coverage  ZIP 32401 · 1960–present Updated  Daily · last Sep 12, 2026

Latest NWS Hail Reports in and near ZIP 32401

8 reports
Free hail report for your home →
1.25″ hail
Jan 9, 2024
11:32 AM UTC
Hail report for ZIP 32401
Bay County · 53,986 Homes in County
Hail Report Description: 1.25 hail reported at the WJHG-TV Panama City Beach about 1 mile east of the Hathaway Bridge.
NWS Hail Report Location: 2 N Magnolia Beach, FL
0.75″ hail
Apr 13, 2009
12:47 PM CST-6
Hail report for ZIP 32401
Bay County · 53,986 Homes in County
Hail Report Description: There were numerous reports of marble to penny size hail on U.S. Highway 98 in Panama City.
NWS Hail Report Location: .65 WNW Panama City, FL
0.88″ hail
Jun 17, 2008
11:08 PM CST-6
Hail report for ZIP 32401
Bay County · 53,986 Homes in County
Hail Report Description: Nickel size hail was observed.
NWS Hail Report Location: N Cedar Grove, FL
1.75″ hail
Apr 30, 2005
1:00 PM EST
Hail report for ZIP 32401
Bay County · 53,986 Homes in County
Hail Report Description: Several reports of quarter to golfball size hail by the Panama City Police.
NWS Hail Report Location: Panama City, FL
0.75″ hail
Jul 2, 2002
3:30 PM EST
Hail report for ZIP 32401
Bay County · 53,986 Homes in County
Hail Report Description: Dime size hail reported by a SKYWARN spotter.
NWS Hail Report Location: Panama City, FL
0.75″ hail
Apr 15, 1996
3:00 AM CST
Hail report for ZIP 32401
Bay County · 53,986 Homes in County
Hail Report Description: No National Weather Service description provided.
NWS Hail Report Location: Panama City, FL
0.75″ hail
Sep 10, 1980
1:40 PM CST
Hail report for ZIP 32401
Bay County · 53,986 Homes in County
Hail Report Description: No National Weather Service description provided.
NWS Hail Report Location: Not provided, FL
0.75″ hail
Mar 25, 1974
7:32 PM CST
Hail report for ZIP 32401
Bay County · 53,986 Homes in County
Hail Report Description: No National Weather Service description provided.
NWS Hail Report Location: Not provided, FL
Showing 8 of 8
Hail Damage Risk for Your Home +

Hail reports describe hail by diameter, often comparing stone size to familiar objects like peas, quarters, golf balls, and softballs. Use this guide as a starting point for possible hail damage to your roof, siding, gutters, vents, windows, and exterior. Actual hail damage depends on hail hardness, density, wind speed, impact angle, roof age, shingle condition, roof pitch, roofing material, installation quality, and prior storm damage.

Pea
0.25″
Low

Usually too small to cause hail damage to most sound asphalt roofs, siding, or gutters.

Mothball
0.50″
Sub-Severe Watch

Below the NWS severe-hail threshold, but not always harmless. Repeated small hail can scuff surfaces, wear aging shingles, and loosen protective granules over time.

Penny
0.75″
Minor / Watch

Below the NWS severe-hail threshold, but roof hail damage is still possible on older, brittle, poorly installed, or previously damaged shingles. May also mark screens, vents, gutters, and soft metal.

Nickel
0.88″
Minor / Watch

Still below the severe-hail threshold, but large enough to leave visible marks on soft metal and add wear to older or hail-weakened roof shingles.

Quarter
1.00″
Watch

The NWS severe-hail threshold. Quarter-size hail can bruise shingles, dent soft metal, and create roof hail damage worth checking.

Half Dollar
1.25″
Watch

More likely to dent gutters, vents, flashing, and siding. Hail damage risk rises quickly on older roofs or hail-weakened shingles.

Ping Pong / Walnut
1.50″
Likely

Hail damage becomes more likely, including bruised shingles, granule loss, dented siding, and damaged roof vents.

Golf Ball
1.75″
Likely

Often causes roof hail damage, cracked shingles, dented gutters, damaged flashing, and siding impacts. A roof inspection is recommended.

Hen Egg
2.00″
Serious

Can crack or puncture shingles, expose mat, dent siding, and cause widespread hail damage across the roof and exterior.

Tennis Ball
2.50″
Serious

Can cause heavy roof hail damage, punctured siding, broken skylights, damaged vents, and widespread exterior damage.

Baseball
2.75″
Major

Major hail damage is likely, including severe roof impacts, damaged siding, broken windows, and possible major roof repairs.

Tea Cup / Large Apple
3.00″
Major

Can cause heavy hail damage across the roof, siding, gutters, windows, and exterior. Significant repairs are often needed.

Softball
4.00″
Extreme

Destructive hail damage. Can severely damage roofing materials, siding, windows, gutters, vents, vehicles, and exterior surfaces.

Grapefruit
4.50″
Extreme

Catastrophic hail damage risk for roofs, windows, vehicles, siding, gutters, and exterior surfaces.

Source: NOAA / National Weather Service hail size references are used for hail-size comparisons and the 1.00″ severe-hail threshold. Damage descriptions are general homeowner guidance, not official NOAA/NWS damage ratings. Sub-severe hail under 1.00″ is below the severe threshold, but that does not mean “no roof damage.” Penny- to nickel-size hail can still contribute to granule loss, cosmetic surface marks, and added wear, especially on older, brittle, poorly installed, or previously damaged roofs.

Latest NWS Wind Reports in and near ZIP 32401

50 reports
Free hail report + wind check →
40 mph
Sep 12, 2026
12:50 PM UTC
Wind report for ZIP 32401
Bay County · 53,986 Homes in County
Wind Report Description: The Hazcam Alert station in Panama City measured a 40-mph gust.
NWS Wind Report Location: 1 Wnw Millville, FL
49 mph
Aug 19, 2026
8:20 PM UTC
Wind report for ZIP 32401
Bay County · 53,986 Homes in County
Wind Report Description: Panama City HAZCAM recorded 49 mph gust at the Hospital.
NWS Wind Report Location: 1 Wnw Millville, FL
UNK mph
Jun 16, 2026
7:51 PM UTC
Wind report for ZIP 32401
Bay County · 53,986 Homes in County
Wind Report Description: report of a large tree down near East 8th Street and Bay Avenue.
NWS Wind Report Location: 1 NW Millville, FL
UNK mph
Jun 16, 2026
7:50 PM UTC
Wind report for ZIP 32401
Bay County · 53,986 Homes in County
Wind Report Description: possible utility line down near Caldwell Drive.
NWS Wind Report Location: Panama City, FL
59 mph
Aug 22, 2024
9:15 PM UTC
Wind report for ZIP 32401
Bay County · 53,986 Homes in County
Wind Report Description: St. Andrew Bay Weatherflow station reported wind gust of 59 mph.
NWS Wind Report Location: 1 E Saint Andrews State, FL
UNK mph
May 12, 2024
10:27 AM UTC
Wind report for ZIP 32401
Bay County · 53,986 Homes in County
Wind Report Description: Tree down along the 1200 block of Everett Ave.
NWS Wind Report Location: Cedar Grove, FL
58 mph
May 11, 2024
10:26 AM UTC
Wind report for ZIP 32401
Bay County · 53,986 Homes in County
Wind Report Description: Ambient station gusted to 58 mph.
NWS Wind Report Location: 1 ESE Panama City, FL
60 mph
May 11, 2024
10:25 AM UTC
Wind report for ZIP 32401
Bay County · 53,986 Homes in County
Wind Report Description: Weather Flow station at St. Andrews Bay.
NWS Wind Report Location: 1 E Saint Andrews State, FL
60 mph
May 11, 2024
10:23 AM UTC
Wind report for ZIP 32401
Bay County · 53,986 Homes in County
Wind Report Description: Mesonet station XSTA St. Andrew Bay.
NWS Wind Report Location: 1 E Saint Andrews State, FL
UNK mph
Apr 3, 2024
9:39 AM UTC
Wind report for ZIP 32401
Bay County · 53,986 Homes in County
Wind Report Description: Powerline down.
NWS Wind Report Location: 1 N Bay Harbor, FL
UNK mph
Jun 18, 2023
6:16 PM UTC
Wind report for ZIP 32401
Bay County · 53,986 Homes in County
Wind Report Description: HAM radio operator reported a large tree down near E 11th St and School Avenue.
NWS Wind Report Location: 1 W Springfield, FL
UNK mph
Jun 18, 2023
6:11 PM UTC
Wind report for ZIP 32401
Bay County · 53,986 Homes in County
Wind Report Description: Oak tree uprooted near the corner of 14th Street and East Avenue.
NWS Wind Report Location: Cedar Grove, FL
59 mph
Jun 16, 2023
3:13 PM UTC
Wind report for ZIP 32401
Bay County · 53,986 Homes in County
Wind Report Description: Mesonet station XSTA St. Andrew Bay.
NWS Wind Report Location: 1 E Saint Andrews State, FL
58 mph
Apr 27, 2023
8:00 PM UTC
Wind report for ZIP 32401
Bay County · 53,986 Homes in County
Wind Report Description: 58 MPH GUST AS STATION PACF1.
NWS Wind Report Location: 2 W Millville, FL
60 mph
Nov 30, 2022
2:39 PM UTC
Wind report for ZIP 32401
Bay County · 53,986 Homes in County
Wind Report Description: PERSONAL WEATHER STATION GUSTED TO 60 MPH.
NWS Wind Report Location: Springfield, FL
Showing 15 of 50
Wind Damage Risk for Your Home +

Storm reports list thunderstorm wind gusts in mph. The NWS marks storms as severe at 58+ mph, but wind damage to your home depends on roof age, shingle condition, installation, exposure, nearby trees, and prior hail or wind damage.

Below Severe
Under 58 mph
Minor

Usually little damage to a sound roof, but loose shingles, flashing, or debris may shift.

Severe
58–74 mph
Watch

Can loosen shingles, lift flashing, break limbs, and damage gutters, siding, fences, or trim.

Damaging
75–90 mph
Serious

Can peel shingles, damage vents, tear siding, rip gutters, and expose weak roof areas.

Extreme
90+ mph
Major

Can cause major roof covering loss, tree damage, broken windows, and structural damage.

Source: NOAA / National Weather Service storm reports. Gusts may be measured or estimated; actual wind damage varies by roof condition, exposure, and prior hail or wind damage.

Latest NWS Tornado Reports in and near ZIP 32401

19 reports
UNK category
Jan 9, 2024
11:39 AM UTC
Tornado report for ZIP 32401
Bay County · 53,986 Homes in County
Tornado Report Description: Multiple reports of a tornado from spotters and public crossing US-98 east of Hathaway Bridge.
NWS Tornado Report Location: 2 NNE Magnolia Beach, FL
UNK category
Mar 18, 2022
11:20 PM UTC
Tornado report for ZIP 32401
Bay County · 53,986 Homes in County
Tornado Report Description: MULTIPLE REPORTS OF STRUCTURAL DAMAGE AND TREES AND POWER LINES DOWN ACROSS THE CITY. SEVERAL VIDEOS OF A TORNADO POSTED TO TWITTER.
NWS Tornado Report Location: 1 SSE Panama City, FL
UNK category
Mar 18, 2022
11:20 PM UTC
Tornado report for ZIP 32401
Bay County · 53,986 Homes in County
Tornado Report Description: EXTENSIVE DAMAGE TO ROOFS AND RESIDENCES WERE REPORTED IN THE AREA OF WEST 19TH ST BETWEEN HICKORY AVE AND ARTHUR AVE. NUMEROUS POWERLINES ARE DOWN ALONG CALHOUN AVE... WEST 19TH ST... CLAY AVE AND THE AREA OF BECK AVE AND US-98.
NWS Tornado Report Location: 2 WNW Panama City, FL
F1 category
Sep 15, 2004
3:40 PM EST
Tornado report for ZIP 32401
Bay County · 53,986 Homes in County
Tornado Report Description: A strong F1 tornado touched down near the St Andrews recreation area. It damaged dozens of restaurants, stores and shops as it moved north along Thomas Drive. Seven persons were injured at a seafood restaurant near Grand Lagoon. An elderly man was killed when the tornado destroyed a real estate office. The tornado moved across St Andrews Bay near the Hathaway Bridge and then 100 yards south of the WJHG-TV station before dissipating. Reported by the Bay County EMA and WJHG-TV meteorologist.
NWS Tornado Report Location: 7 SW Panama City, FL
F0 category
Oct 26, 1997
8:55 AM CST
Tornado report for ZIP 32401
Bay County · 53,986 Homes in County
Tornado Report Description: A small F0 tornado observed from Heritage Woods Road to the St. Andrew Marina. No damage reported.
NWS Tornado Report Location: Panama City, FL
F0 category
Aug 9, 1995
2:25 PM CST
Tornado report for ZIP 32401
Leon County · 66,465 Homes in County
Tornado Report Description: A weak tornado briefly touched down damaging a roof of a doughnut shop, a billboard, and one vehicle. Length and width of path were estimated.
NWS Tornado Report Location: Bay Panama City, FL
F0 category
Jun 3, 1992
3:45 PM EST
Tornado report for ZIP 32401
Bay County · 53,986 Homes in County
Tornado Report Description: No National Weather Service description provided.
NWS Tornado Report Location: Not provided, FL
F0 category
Jan 30, 1991
12:30 PM EST
Tornado report for ZIP 32401
Bay County · 53,986 Homes in County
Tornado Report Description: No National Weather Service description provided.
NWS Tornado Report Location: Not provided, FL
F0 category
Jun 8, 1989
6:46 AM CST
Tornado report for ZIP 32401
Bay County · 53,986 Homes in County
Tornado Report Description: No National Weather Service description provided.
NWS Tornado Report Location: Not provided, FL
F0 category
Mar 25, 1984
1:30 AM CST
Tornado report for ZIP 32401
Bay County · 53,986 Homes in County
Tornado Report Description: No National Weather Service description provided.
NWS Tornado Report Location: Not provided, FL
F1 category
Aug 3, 1983
4:00 PM CST
Tornado report for ZIP 32401
Bay County · 53,986 Homes in County
Tornado Report Description: No National Weather Service description provided.
NWS Tornado Report Location: Not provided, FL
F0 category
Jul 28, 1982
2:00 AM CST
Tornado report for ZIP 32401
Bay County · 53,986 Homes in County
Tornado Report Description: No National Weather Service description provided.
NWS Tornado Report Location: Not provided, FL
F1 category
Jun 25, 1980
2:30 AM CST
Tornado report for ZIP 32401
Bay County · 53,986 Homes in County
Tornado Report Description: No National Weather Service description provided.
NWS Tornado Report Location: Not provided, FL
F0 category
Jan 26, 1976
9:30 AM CST
Tornado report for ZIP 32401
Bay County · 53,986 Homes in County
Tornado Report Description: No National Weather Service description provided.
NWS Tornado Report Location: Not provided, FL
F0 category
Sep 23, 1975
5:10 AM CST
Tornado report for ZIP 32401
Bay County · 53,986 Homes in County
Tornado Report Description: No National Weather Service description provided.
NWS Tornado Report Location: Not provided, FL
Showing 15 of 19
Tornado Damage Risk for Your Home +

After a tornado, the National Weather Service assigns an EF rating from EF0 to EF5 based on surveyed damage. The rating estimates wind speed from what the tornado damaged, so actual damage can vary by construction quality, roof age, garage doors, windows, trees, debris, and how close the home was to the tornado path.

EF0
65–85 mph
Light

Can peel shingles, damage gutters or siding, break tree limbs, and toss loose outdoor items.

EF1
86–110 mph
Moderate

Can strip roof covering, damage exterior doors, break windows, snap trees, and cause heavier siding or gutter damage.

EF2
111–135 mph
Serious

Can tear off large sections of roofing, break or uproot trees, destroy weaker structures, and cause major exterior damage.

EF3–EF5
136+ mph
Severe

Can remove roofs and walls, destroy large portions of homes, toss vehicles, and cause severe to total destruction near the path.

Source: NOAA / National Weather Service. EF ratings are assigned after a post-storm damage survey and are based on observed damage, not a direct measurement at every home.

NWS Hail, Wind and Tornado Reports in and near ZIP 32401 on the Interactive Map

Report type
Hail
Wind
Tornado

Get a free hail report for your address

Address-level hail history. 100% free. No phone or email required.

Look up your address →

NWS Storm Reports & Census Data

U.S. Census Data · ZIP Code

ZIP 32401 area census snapshot

People & households
Population18,394
Households8,771
Housing units10,239
Income
Median household income$49,901
$100k+ households23.6%
$150k+ households5.0%
Housing stock
Single-family detached6,492
Attached single-family505
Small multifamily1,419
Large multifamily792
Mobile homes988
Housing mix
Single-family share63.4%
Attached-home share4.9%
Multifamily share21.6%
Mobile-home share9.7%
Ownership & occupancy
Owner-occupied5,164
Renter-occupied3,607
Vacant units1,468
Home value & age
Median home value$207,000
Owner homes $300k+25.6%
Owner homes $500k+11.4%
Owner homes $750k+8.4%
Median year built1965
Older-home share64.4%
Vehicle context
Households with cars8,356
Free hail maps

This snapshot is for local area context only and describes the selected state, county, city, or ZIP area — not a specific home or property. For ZIP-level estimated hail impact, use Free Hail Maps to generate a hail report with key impact details for that ZIP.

Frequently asked questions

for homeowners, buyers & sellers
How many hail, wind, and tornado reports does ZIP 32401 have on record?

Our records show 8 hail, 50 wind, and 19 tornado reports in and near ZIP 32401, compiled from NOAA SPC and NWS Local Storm Reports. The most recent was reported on September 12, 2026.

What is the largest hail ever reported in ZIP 32401?

The largest hail size in these storm-report records in and near ZIP 32401 is 1.75″. It was reported near Panama City, FL on April 30, 2005.

A storm report showed up near my home in ZIP 32401 — does that mean my roof is damaged?

Not necessarily. A storm report only means hail, wind, or a tornado was observed nearby; it does not confirm damage at any specific address, and conditions change from block to block. Check an address-level hail report first, and if it looks significant, find a local pro that serves ZIP 32401 and ask about a Remote Hail Inspection before anyone climbs on the roof.

I am buying a home in ZIP 32401 — why should I look at its storm history?

Recent hail or wind can leave a roof or exterior with damage that is easy to miss during a walkthrough, and a recent roof replacement is sometimes an insurance job after a storm. Reviewing the storm history for a ZIP 32401 address before closing helps you ask informed questions about roof age, past repairs, and any prior claims.

I am selling a home in ZIP 32401 — how does this help me?

Knowing the storm history for your address lets you answer buyer questions with confidence, document repairs you have already made, and decide whether a pre-listing roof check is worthwhile. A clear hail history removes a common sticking point during negotiations.

How do I check hail history for a specific ZIP 32401 address?

Use the address search to pull a free address-level hail report for any property in ZIP 32401 — no phone number or email required. It shows recent hail activity for that address so you know whether a closer roof or exterior review makes sense.

Where does this storm report data come from, and what are its limits?

Storm reports on this page are public reports from storm events in and around ZIP 32401, sourced from NOAA SPC and NWS Local Storm Reports. They show where hail, wind, or tornado activity was reported in ZIP 32401, but they do not confirm damage at any specific property. Report locations, sizes, and times may be approximate and can vary from what an individual home experienced. For property-specific hail history, use an address-level hail report or contact a participating local professional for a remote hail inspection. Pros inclusion is not an endorsement, and contacting a professional does not confirm damage at any property.

Free Hail Report By Address

Check Your Address in Seconds

Free hail report for any address in the contiguous U.S.

Get a Free Hail Report

100% free. No phone or email required.