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HailGeeks
NOAA/NWS STORM PREDICTION CENTER REPORTS + U.S. CENSUS DATA

Hail, Wind & Tornado Reports in and near ZIP 38481

Public hail, wind, and tornado reports in and near ZIP 38481 from April 30, 1985 through August 21, 2026, sourced from NOAA/NWS Local Storm Reports and SPC storm report data.

Example: 38481 — search hail, wind and tornado public reports for any U.S. ZIP code 
Hail Reports
13
Wind Reports
16
Tornado Reports
2
Max Hail Size
1.75″
Source  NOAA SPC · NWS Local Storm Reports Coverage  ZIP 38481 · 1985–present Updated  Daily · last Aug 21, 2026

Latest NWS Hail Reports in and near ZIP 38481

13 reports
Free hail report for your home →
1.00″ hail
Mar 16, 2026
3:45 AM UTC
Hail report for ZIP 38481
Lawrence County · 14,475 Homes in County
Hail Report Description: Quarter size hail at Fairview Road near St. Joseph.
NWS Hail Report Location: 1 E St. Joseph, TN
1.00″ hail
Mar 16, 2021
7:40 AM UTC
Hail report for ZIP 38481
Lawrence County · 14,475 Homes in County
Hail Report Description: No National Weather Service description provided.
NWS Hail Report Location: 1 S St. Joseph, TN
1.00″ hail
Mar 31, 2015
6:28 PM CST-6
Hail report for ZIP 38481
Lawrence County · 14,475 Homes in County
Hail Report Description: No National Weather Service description provided.
NWS Hail Report Location: N St Joseph, TN
1.75″ hail
Mar 31, 2015
5:25 PM CST-6
Hail report for ZIP 38481
Lawrence County · 14,475 Homes in County
Hail Report Description: Ham radio operators reported quarter to golf ball size hail in St. Joseph, with hail completely covering Highway 43 in town.
NWS Hail Report Location: .97 SSW St Joseph, TN
0.88″ hail
May 21, 2012
7:53 PM CST-6
Hail report for ZIP 38481
Lawrence County · 14,475 Homes in County
Hail Report Description: No National Weather Service description provided.
NWS Hail Report Location: 1.49 SSW St Joseph, TN
1.00″ hail
Mar 26, 2011
8:18 PM CST-6
Hail report for ZIP 38481
Lawrence County · 14,475 Homes in County
Hail Report Description: No National Weather Service description provided.
NWS Hail Report Location: 1.04 SSW St Joseph, TN
0.88″ hail
May 2, 2006
5:05 PM CST
Hail report for ZIP 38481
Lawrence County · 14,475 Homes in County
Hail Report Description: Nickel size hail covered the ground.
NWS Hail Report Location: St Joseph, TN
0.75″ hail
Jun 8, 2005
11:42 AM CST
Hail report for ZIP 38481
Lawrence County · 14,475 Homes in County
Hail Report Description: No National Weather Service description provided.
NWS Hail Report Location: St Joseph, TN
0.75″ hail
Aug 19, 1999
3:50 PM CST
Hail report for ZIP 38481
Lawrence County · 14,475 Homes in County
Hail Report Description: Spotter reported dime size hail.
NWS Hail Report Location: St Joseph, TN
0.88″ hail
Apr 21, 1997
5:30 PM CST
Hail report for ZIP 38481
Lawrence County · 14,475 Homes in County
Hail Report Description: Nickel to quarter size hail covering the ground just east of St. Joseph.
NWS Hail Report Location: St Joseph, TN
0.88″ hail
Apr 21, 1997
5:27 PM CST
Hail report for ZIP 38481
Lawrence County · 14,475 Homes in County
Hail Report Description: Nickel size hail reported.
NWS Hail Report Location: St Joseph, TN
0.75″ hail
Mar 28, 1997
9:25 PM CST
Hail report for ZIP 38481
Lawrence County · 14,475 Homes in County
Hail Report Description: No National Weather Service description provided.
NWS Hail Report Location: St Joseph, TN
0.75″ hail
Apr 30, 1985
3:10 PM CST
Hail report for ZIP 38481
Lawrence County · 14,475 Homes in County
Hail Report Description: No National Weather Service description provided.
NWS Hail Report Location: Not provided, TN
Showing 13 of 13
Hail Damage Risk for Your Home +

Hail reports describe hail by diameter, often comparing stone size to familiar objects like peas, quarters, golf balls, and softballs. Use this guide as a starting point for possible hail damage to your roof, siding, gutters, vents, windows, and exterior. Actual hail damage depends on hail hardness, density, wind speed, impact angle, roof age, shingle condition, roof pitch, roofing material, installation quality, and prior storm damage.

Pea
0.25″
Low

Usually too small to cause hail damage to most sound asphalt roofs, siding, or gutters.

Mothball
0.50″
Sub-Severe Watch

Below the NWS severe-hail threshold, but not always harmless. Repeated small hail can scuff surfaces, wear aging shingles, and loosen protective granules over time.

Penny
0.75″
Minor / Watch

Below the NWS severe-hail threshold, but roof hail damage is still possible on older, brittle, poorly installed, or previously damaged shingles. May also mark screens, vents, gutters, and soft metal.

Nickel
0.88″
Minor / Watch

Still below the severe-hail threshold, but large enough to leave visible marks on soft metal and add wear to older or hail-weakened roof shingles.

Quarter
1.00″
Watch

The NWS severe-hail threshold. Quarter-size hail can bruise shingles, dent soft metal, and create roof hail damage worth checking.

Half Dollar
1.25″
Watch

More likely to dent gutters, vents, flashing, and siding. Hail damage risk rises quickly on older roofs or hail-weakened shingles.

Ping Pong / Walnut
1.50″
Likely

Hail damage becomes more likely, including bruised shingles, granule loss, dented siding, and damaged roof vents.

Golf Ball
1.75″
Likely

Often causes roof hail damage, cracked shingles, dented gutters, damaged flashing, and siding impacts. A roof inspection is recommended.

Hen Egg
2.00″
Serious

Can crack or puncture shingles, expose mat, dent siding, and cause widespread hail damage across the roof and exterior.

Tennis Ball
2.50″
Serious

Can cause heavy roof hail damage, punctured siding, broken skylights, damaged vents, and widespread exterior damage.

Baseball
2.75″
Major

Major hail damage is likely, including severe roof impacts, damaged siding, broken windows, and possible major roof repairs.

Tea Cup / Large Apple
3.00″
Major

Can cause heavy hail damage across the roof, siding, gutters, windows, and exterior. Significant repairs are often needed.

Softball
4.00″
Extreme

Destructive hail damage. Can severely damage roofing materials, siding, windows, gutters, vents, vehicles, and exterior surfaces.

Grapefruit
4.50″
Extreme

Catastrophic hail damage risk for roofs, windows, vehicles, siding, gutters, and exterior surfaces.

Source: NOAA / National Weather Service hail size references are used for hail-size comparisons and the 1.00″ severe-hail threshold. Damage descriptions are general homeowner guidance, not official NOAA/NWS damage ratings. Sub-severe hail under 1.00″ is below the severe threshold, but that does not mean “no roof damage.” Penny- to nickel-size hail can still contribute to granule loss, cosmetic surface marks, and added wear, especially on older, brittle, poorly installed, or previously damaged roofs.

Latest NWS Wind Reports in and near ZIP 38481

16 reports
Free hail report + wind check →
UNK mph
Aug 21, 2026
1:45 AM UTC
Wind report for ZIP 38481
Lawrence County · 14,475 Homes in County
Wind Report Description: Debris in road_ including a porch cover. Time estimated.
NWS Wind Report Location: St. Joseph, TN
UNK mph
Aug 21, 2026
1:40 AM UTC
Wind report for ZIP 38481
Lawrence County · 14,475 Homes in County
Wind Report Description: Small tree limbs across TN-227 5 miles north of the AL state line.
NWS Wind Report Location: 1 S Saint Joseph, TN
UNK mph
Jun 14, 2026
7:06 PM UTC
Wind report for ZIP 38481
Lawrence County · 14,475 Homes in County
Wind Report Description: EM reports a large tree has fallen across Bluff road. Time estimated.
NWS Wind Report Location: 1 N St. Joseph, TN
UNK mph
May 7, 2024
9:11 AM UTC
Wind report for ZIP 38481
Lawrence County · 14,475 Homes in County
Wind Report Description: 6 large oak trees up to 5 feet in diameter uprooted and snapped plus power lines blown down along Hwy 43 around 1 mile north of AL border.
NWS Wind Report Location: Saint Joseph, TN
UNK mph
Aug 6, 2023
12:30 AM UTC
Wind report for ZIP 38481
Lawrence County · 14,475 Homes in County
Wind Report Description: Adds to previous tstm wnd dmg report from 1 SSW Saint Joseph. Dispatch reports power lines down across US-43 approx 1 mile north of state line and numerous trees down on Cowpen Road.
NWS Wind Report Location: 1 SSW Saint Joseph, TN
UNK mph
Jul 21, 2023
9:21 PM UTC
Wind report for ZIP 38481
Lawrence County · 14,475 Homes in County
Wind Report Description: A tree was blown down across road near the intersection of S Old Military Road and Fairview Road.
NWS Wind Report Location: 1 E St. Joseph, TN
UNK mph
Jun 30, 2020
10:40 PM UTC
Wind report for ZIP 38481
Lawrence County · 14,475 Homes in County
Wind Report Description: TREE ACROSS FAIRVIEW ROAD EAST OF ST. JOSEPH AND SEVERAL TREES DOWN SOUTH OF LORETTO
NWS Wind Report Location: 2 NE St. Joseph, TN
UNK mph
Nov 11, 2018
5:41 AM UTC
Wind report for ZIP 38481
Lawrence County · 14,475 Homes in County
Wind Report Description: TRAILERS REPORTEDLY FLIPPED OVER ON PENNY ROAD. POSSIBLE TORNADO.
NWS Wind Report Location: 2 N St. Joseph, TN
UNK mph
Nov 11, 2018
5:34 AM UTC
Wind report for ZIP 38481
Lawrence County · 14,475 Homes in County
Wind Report Description: NUMEROUS POWER LINES DOWN AROUND ST. JOSEPH
NWS Wind Report Location: St. Joseph, TN
UNK mph
Jun 23, 2018
3:54 PM UTC
Wind report for ZIP 38481
Lawrence County · 14,475 Homes in County
Wind Report Description: TREES AND POWERLINES DOWN AT ST. JOSEPH'S TRAILER PARK ON US-43.
NWS Wind Report Location: St. Joseph, TN
58 mph
Jul 8, 2014
7:15 PM CST-6
Wind report for ZIP 38481
Lawrence County · 14,475 Homes in County
Wind Report Description: A tree was reported down on State Line Road near St. Joseph via Facebook.
NWS Wind Report Location: 2.16 S St Joseph, TN
69 mph
May 1, 2010
3:05 PM CST-6
Wind report for ZIP 38481
Lawrence County · 14,475 Homes in County
Wind Report Description: Power polls and power lines downed around Loretto. Tree damage extending from St. Joseph to Leoma. Explanation of extent of tree damage was not given.
NWS Wind Report Location: N St Joseph, TN
69 mph
Aug 17, 2007
3:00 PM CST-6
Wind report for ZIP 38481
Lawrence County · 14,475 Homes in County
Wind Report Description: An isolated severe thunderstorm demolished a wooden shed with vinyl trim work on Cowpen Rd. A nearby home had some shingles blown off. Also, part of a roof was blown off a mobile home. A sign was damaged as well.
NWS Wind Report Location: 1.3 SSW St Joseph, TN
58 mph
Jun 8, 2005
11:55 AM CST
Wind report for ZIP 38481
Lawrence County · 14,475 Homes in County
Wind Report Description: 2 trees were blown down.
NWS Wind Report Location: St Joseph, TN
60 mph
Feb 25, 2001
12:50 AM CST
Wind report for ZIP 38481
Lawrence County · 14,475 Homes in County
Wind Report Description: Spotter reported 60 mph wind gust.
NWS Wind Report Location: 3 SW Loretto, TN
Showing 15 of 16
Wind Damage Risk for Your Home +

Storm reports list thunderstorm wind gusts in mph. The NWS marks storms as severe at 58+ mph, but wind damage to your home depends on roof age, shingle condition, installation, exposure, nearby trees, and prior hail or wind damage.

Below Severe
Under 58 mph
Minor

Usually little damage to a sound roof, but loose shingles, flashing, or debris may shift.

Severe
58–74 mph
Watch

Can loosen shingles, lift flashing, break limbs, and damage gutters, siding, fences, or trim.

Damaging
75–90 mph
Serious

Can peel shingles, damage vents, tear siding, rip gutters, and expose weak roof areas.

Extreme
90+ mph
Major

Can cause major roof covering loss, tree damage, broken windows, and structural damage.

Source: NOAA / National Weather Service storm reports. Gusts may be measured or estimated; actual wind damage varies by roof condition, exposure, and prior hail or wind damage.

Latest NWS Tornado Reports in and near ZIP 38481

2 reports
UNK category
Nov 11, 2018
5:38 AM UTC
Tornado report for ZIP 38481
Lawrence County · 14,475 Homes in County
Tornado Report Description: THE EF1 TORNADO BEGAN ON BLUFF ROAD IN SOUTHERN LAWRENCE COUNTY. AS IT MOVED NORTHEAST IT ROLLED A MOBILE HOME... DEMOLISHED 2 HAY BARNS AND CAUSED MINOR ROOF DAMAGE TO 2 HOMES. IN LORETTO THE TORNADO CAUSED EXTENSIVE DAMAGE TO THE CITY'S SPORTS COMPLEX...DESTROYING 3 CINDER BLOCK DUGOUTS AND TOSSING 2 LARGE SECTIONS OF BLEACHERS. NEAR HWY 43 SEVERAL HOMES WERE DAMAGED BY UPROOTED TREES... THERE WAS MINOR ROOF DAMAGE TO A LARGE OUTBUILDING... AND POWER LINES KNOCKED DOWN. IT LIFTED NEAR VINE STREET.
NWS Tornado Report Location: 1 N St. Joseph, TN
F4 category
May 18, 1995
3:52 PM CST
Tornado report for ZIP 38481
Lawrence County · 14,475 Homes in County
Tornado Report Description: The tornado touched down near the Lawrence/Wayne County line near Deerfield and lifted near Campbellsville in Giles County. Two people were killed while outside their trailer in the extreme western part of Lawrence County and a third person was killed while inside a house near Deerfield. Thirty-four houses, 16 mobile homes and one business were destroyed. Ninety-eight houses, three mobile homes and two other buildings were damaged. The tornado pulled corn stalks that were two feet tall out fo the ground and destroyed 6 TVA steel high-tension-wire towers. Three of these towers were never found. A cancelled check from Etheridge was found in Cannon County, some 90 miles away. Seventy-five to 100 people were evacuated in Ethridge because of downed power lines. (F48H,M65H,M67H)
NWS Tornado Report Location: Piney To, TN
Showing 2 of 2
Tornado Damage Risk for Your Home +

After a tornado, the National Weather Service assigns an EF rating from EF0 to EF5 based on surveyed damage. The rating estimates wind speed from what the tornado damaged, so actual damage can vary by construction quality, roof age, garage doors, windows, trees, debris, and how close the home was to the tornado path.

EF0
65–85 mph
Light

Can peel shingles, damage gutters or siding, break tree limbs, and toss loose outdoor items.

EF1
86–110 mph
Moderate

Can strip roof covering, damage exterior doors, break windows, snap trees, and cause heavier siding or gutter damage.

EF2
111–135 mph
Serious

Can tear off large sections of roofing, break or uproot trees, destroy weaker structures, and cause major exterior damage.

EF3–EF5
136+ mph
Severe

Can remove roofs and walls, destroy large portions of homes, toss vehicles, and cause severe to total destruction near the path.

Source: NOAA / National Weather Service. EF ratings are assigned after a post-storm damage survey and are based on observed damage, not a direct measurement at every home.

NWS Hail, Wind and Tornado Reports in and near ZIP 38481 on the Interactive Map

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NWS Storm Reports & Census Data

U.S. Census Data · ZIP Code

ZIP 38481 area census snapshot

People & households
Population876
Households372
Housing units411
Income
Median household income$45,909
$100k+ households29.3%
$150k+ households10.0%
Housing stock
Single-family detached335
Attached single-family5
Small multifamily15
Large multifamily0
Mobile homes56
Housing mix
Single-family share81.5%
Attached-home share1.2%
Multifamily share3.7%
Mobile-home share13.6%
Ownership & occupancy
Owner-occupied309
Renter-occupied63
Vacant units39
Home value & age
Median home value$122,400
Owner homes $300k+24.9%
Owner homes $500k+3.6%
Owner homes $750k+2.3%
Median year built1970
Older-home share63.8%
Vehicle context
Households with cars349
Free hail maps

This snapshot is for local area context only and describes the selected state, county, city, or ZIP area — not a specific home or property. For ZIP-level estimated hail impact, use Free Hail Maps to generate a hail report with key impact details for that ZIP.

Frequently asked questions

for homeowners, buyers & sellers
How many hail, wind, and tornado reports does ZIP 38481 have on record?

Our records show 13 hail, 16 wind, and 2 tornado reports in and near ZIP 38481, compiled from NOAA SPC and NWS Local Storm Reports. The most recent was reported on August 21, 2026.

What is the largest hail ever reported in ZIP 38481?

The largest hail size in these storm-report records in and near ZIP 38481 is 1.75″. It was reported near .97 SSW St Joseph, TN on March 31, 2015.

A storm report showed up near my home in ZIP 38481 — does that mean my roof is damaged?

Not necessarily. A storm report only means hail, wind, or a tornado was observed nearby; it does not confirm damage at any specific address, and conditions change from block to block. Check an address-level hail report first, and if it looks significant, find a local pro that serves ZIP 38481 and ask about a Remote Hail Inspection before anyone climbs on the roof.

I am buying a home in ZIP 38481 — why should I look at its storm history?

Recent hail or wind can leave a roof or exterior with damage that is easy to miss during a walkthrough, and a recent roof replacement is sometimes an insurance job after a storm. Reviewing the storm history for a ZIP 38481 address before closing helps you ask informed questions about roof age, past repairs, and any prior claims.

I am selling a home in ZIP 38481 — how does this help me?

Knowing the storm history for your address lets you answer buyer questions with confidence, document repairs you have already made, and decide whether a pre-listing roof check is worthwhile. A clear hail history removes a common sticking point during negotiations.

How do I check hail history for a specific ZIP 38481 address?

Use the address search to pull a free address-level hail report for any property in ZIP 38481 — no phone number or email required. It shows recent hail activity for that address so you know whether a closer roof or exterior review makes sense.

Where does this storm report data come from, and what are its limits?

Storm reports on this page are public reports from storm events in and around ZIP 38481, sourced from NOAA SPC and NWS Local Storm Reports. They show where hail, wind, or tornado activity was reported in ZIP 38481, but they do not confirm damage at any specific property. Report locations, sizes, and times may be approximate and can vary from what an individual home experienced. For property-specific hail history, use an address-level hail report or contact a participating local professional for a remote hail inspection. Pros inclusion is not an endorsement, and contacting a professional does not confirm damage at any property.

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